Business Without Investment: 40 Business Ideas With No Money

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How you can start a business without investment or with zero investment? I’ll provide business ideas that anyone can start. Remember, becoming rich is not an overnight process.

Read Difference between Job Vs Business and What’s better between Job and Business (opens in New Tab).

We all know business is the medium to become rich in less time. But it also has risks. Almost every business needs investment. it’s a myth business without investment, you have to invest something. I’m not talking about money, I’m talking about time, energy, and efforts.

Time has its own value, you should know the importance of time. If you’re ready to invest your time to start your business. Then let’s start.

I’m going breakdown how you can start a business without investment or I can say How to start a business with no money investment. But with an investment of time. 

I’ve also shared some trending business ideas to start a new business in 2020.

Business in 2020 is a little bit competitive but don’t worry about it, there are lots of businesses that you can start in a competitive market and earn a good profit. 

Here’s How to Start a Business without Investment

Here are the top businesses that take almost zero investment to start. 


Freelancing is huge in demand in 2020 because of COVID. We all know most of the businesses are moving online and big companies are also providing work from home features. 

Freelancing itself is a huge market. If you have any skills such as Writing, Website development, and design, Data entry, logo design, social media marketing, video editing, photo editing, SEO, etc.

Then you can start this business free today. Simply just go to any freelancing website and create an account, set up your profile and you’re ready to go. You can find videos on Youtube to set up an awesome freelance profile.

If you don’t have any skill don’t bother. Just go and acquire any skill from Udemy or Youtube based on your interest. Learn any skill in one month and start applying for a job on freelancing websites.

The websites to start freelancing are:

  • Upwork (Good to Start)
  • Fiverr (Good to Start)
  • Freelancer
  • Guru
  • Peopleperhour

Data entry is the easiest job in the freelancing industry or also you be VA (Virtual Assistant). There are many more skills that you can start with, Go to any freelancing website, and explore what type of skill they have mentioned. There may be one that will fit your interest.

My Freelancing Story: 

I started freelancing in 2016 as a data entry worker on Upwork. I got my first project which was to copy and paste School Details (School List was provided by the Client) from google into spreadsheets. 

And, I got paid 12 Dollars working for 2 days. The client was from America, he gave me more projects which kept me busy working 5-7 hours a day and I was getting paid for each hour. That was a great experience.

Later I got one more Client from the UK. I was supposed to copy and paste the child care center based in the UK and I was getting paid $5 per 100 records. I collected almost 2000 Records in a week. The total amount I earned in one week was $120. 

Upwork deducted 20% commission of $24. The rest of the amount was credited into my bank account within 4 Days. I did data entry freelancing for a year only. Because I got Interested in Website Development and Design.

I learned Web Development for a year and started building website templates. In 2020, during the lockdown, I again started my career as a freelance web developer (Part-time). 

And I’m earning a good profit per week. The average income from Website Development is $100-$200 per week. That’s good as a part-time job.

All I need to say is it’s not that much hard. It’s easy, acquire any skills within a month and start earning. Later you can increase your team by adding your friends or siblings when you get more clients. 

Social Media Marketing Agency (SMM)

SMM is an awesome business that takes almost zero investment to start. Social media is very popular and everyone knows. On average users spend 60 minutes every day on Facebook only. 

Also, there are more social media platforms where users like to spend their leisure time scrolling photos and news feed. 

Facebook Ads

You can start your own social media marketing company by learning social media ad posting. Such as Facebook Ads, Instagram Ad Posting. Pinterest Marketing, etc.

All you need to do is go to Udemy or Youtube to learn Facebook marketing or Facebook ad marketing. It won’t take long to learn this skill. Also, it’s easy to learn. 

After learning you can find clients on Fiverr or any other freelancing websites by posting your Gig.

Also, you can spend some bucks in Post your own Facebook Ad to get your First Client. However, Facebook ads are not costly. They charge Rs. 70 per day to reach 500-2000 people.

The amount of profit is better at SMM. And, it won’t take long to Post a Facebook Advertisement. 

Some of the popular social media platforms are Facebook, Instagram, Twitter, Pinterest. 

Pinterest Marketing

Pinterest Marketing is a great source for bloggers and businessmen to generate traffic to their blogs or business website. 

It provides you with a feature to create your own graphic banner and add a link to it. If you’ll learn Pinterest marketing it’d take less than a month and you can get clients from Fiverr. 

You can start an SMM business with no money. Why not learn it today? 

T-shirt Printing

T-shirt printing is an online e-commerce business that you can start for free. Not only T-shirts but also you can sell Mugs, Hoodie, Mobile Case Cover, etc. 

Teespring is a great platform to start selling your own designed products for free. Teespring will deduct a few percent fees only after the product is delivered.

They have provided an online tool to design t-shirts for men, women, or unisex. You can design or upload your pre-designed graphic. You can also use Canva online graphic creation tool to design graphics for different products.

This is a great business without investment. 

Affiliate Marketing

Affiliate Marketing is the most popular and passive income business which is also a business without investment or with zero investment. Isn’t it?

Affiliate Marketing is a little bit of a time-consuming business. On average it takes 3-6 months to be successful in affiliate marketing. 

And, it requires a blog to start selling affiliate products. However, you can start without a blog also. But you need an audience. You can build your audience on Instagram and Facebook. It’d be better if you have at least a 10K audience as followers. 

Then you can post affiliate product links. I know it will take longer to succeed but once you will start getting sales you’ll earn a good passive income. Also, you can start this business without investment as your part-time work or as a side hustle.

And, if you want to learn affiliate marketing, just go to youtube and search “affiliate marketing course”. It’d better if you learn from experts. Well, Ankur Aggarwal is an expert in Affiliate marketing and he teaches affiliate marketing for free on Youtube.

Click here to access his affiliate marketing course for free. Don’t waste your time, Start today. 

Write and Sell E-Book

If you’re interested in writing you can write your own book of 50-200 pages and sell it on Amazon for a better price. I’m sure you’ll get sales. And this is also a passive income strategy and business with zero investment. But you have to invest time. 

The book can be on anything that you’re interested in. For example, you can write about How to grow plants, how to start investing in mutual funds or stocks, How to Cook Food, different recipes, etc. 

Or you can explore google for more ideas to write on. After finalizing the topic, do good research on google on that topic, and write an awesome ebook, take your own time to write but write well. 

After completion of the book, sell it on Amazon, and you’ll get a good income whenever you will get any sale.

Youtube Channel

Video Content has been very popular since 2016 after Reliance Jio provided cheap internet in India. You can also create a youtube channel and start making videos of your interest. 

Also, there are ways you can make content without making your own videos such as relaxing, motivational, uplifting music videos. Don’t worry you don’t have to shoot your own, the music is already there for free on youtube.

You can do some video editing and upload it. Also, you can collect viral videos and make a compilation (give credit to the owners) and upload it.

After you reach 1000 subscribers, you can monetize your channel with AdSense.

Business Ideas Part Time (Business Without Investment)

Below mentioned are the few part-time businesses which you can do in your free time. If you don’t have skills in any of the following but you’re interested, try to learn it online for free and start giving your services.

These businesses are totally free. It takes Zero investment to start.

  • Graphic Design
  • Instagram Marketing
  • Pinterest Marketing
  • Create a Digital Course Online
  • Transcription Jobs
  • Translation Jobs
  • Data Entry Freelance
  • Photo Editing
  • Video Editing
  • VA (Virtual Assistant)
  • Facebook Ads
  • Youtube Channel
  • Blog Article Writing
  • Print-On-Demand (T-shirts and Mug Printing)

Low Investment Business Ideas In India

The following business takes a low investment to start. 

  • Blog
  • Affiliate Marketing
  • Dropshipping
  • Sell Books On Amazon
  • E-Commerce
  • Event Manager
  • Wedding & Birthday Party Planner
  • Sell Handcrafted Goods Online
  • Grow an Instagram account with Ads
  • Sell Food Products Such as Pickles, Papad, etc.
  • Handmade Chocolates On Amazon and Flipkart
  • Cotton Buds, Handmade Candles (Online)

High Profit Low Investment Business

  • Event Organiser
  • Create an Online Course
  • Photography Business
  • Juice Center (Offline)
  • Tuition Classes Offline and Online
  • Real Estate Agent/Broker
  • Travel Vlogger
  • Online Restaurant from Home (Sell on Swiggy & Zomato)
  • Stock Market Trading or Forex Trading (High Risk, Invest Wisely)

NOTE: Investing in the stock market can make you rich faster but it has high risk and loss. But you can invest wisely. 

Also, in my previous post, I’ve covered how saving 10% of your income can make you super-rich. Read the post and thank me later.

Don’t quit your job until your business is booming

Every business needs 2-3 years to be successful. Don’t quit your job until you earn a good profit for you and your family living. 

It’d be better if you learn to manage your job and business as well. It’s just a small piece of advice that can save you from bankruptcy. 


Crowdfunding is also a medium through which you can collect funds from investors for your business. But you’ll have to present your ideas online. 

Investors will come and read your business idea and if they’re interested, they’d like to invest.

A list of Crowdfunding websites is listed here.

Business Books

The books listed above are the best books to read to learn the business and develop your business mind. You can buy the book by clicking on the book name and will be redirected to Amazon. And I’ll get an affiliate fee.


I’ve listed over 40 ideas to start a business with no money or low investment. There’re many businesses that you can start online today but starting is the initial thing.

Stop thinking too much about the negative side of any business, just give it a try. You won’t know what’s good for you if you don’t start. And, don’t think about failure, you may fail but, if you fail it means you’ve started and you’re trying.

Don’t bother. Everyone has to face failure. But it’s important to never give up and bounce back. Trust me, failure is a part of success.

Learn the strategy, acquire the skill, and enroll yourself into the world of successful and rich world.

So, What business you’re going to start?

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